DFR Factoring Company
- Up to 97% Advance Rates
- Providing factoring services nationwide
- Over 70 years of factoring company experience


Factoring Process

You begin by filling out a simple client profile,
which we will provide you.
This profile will cover basics such as your company's
name and address, the nature of your
business, and information about your customers.

You may need to supply an accounts
receivable aging report, existing customers'
credit limits, or other related documents.
Remember the factor will attempt to determine the creditworthiness of your customers
independent of their credit history with
your business. We want a broader view of their
overall credit status.

During this initial stage you will also cover
basic financial arrangements with the factor.
For instance, what will be the monthly
volume of invoices you want to factor
(i.e. how liquid do you need to be)?
What will the advance rate and
the discount rate be? How quickly will
the factor issue the advance to you?

In most cases, the answers to these
questions will vary depending on the
financial strength of your customer(s)
and the anticipated monthly sales
volume to be factored. Variations
between industries, length of time in operation,
and general reputation of how risky a
customer of yours may be. For instance,
a long list of high-risk clients will cost
you more in factoring fees than a
short list of government agencies
with a slow-pay history.

In the factoring business, volume is all important. The higher your volume(the dollar amount of invoices you factor), the more favorable your rates will be.

The factor will use the client profile you submit to determine if your business is suitable for factoring. This process is simply the factor analyzing the risks versus the rewards, using the information you provided.

Once approved, you can expect to negotiate terms and conditions. The negotiation process takes several aspects of the deal into consideration. For instance, if you want to factor $10,000, you can't expect as good a deal as a company that wants to factor $500,000.

During the negotiation process, you will become well aware of what it costs to factor your accounts receivable. After you reach an agreement with the factor, the funding wheels begin to roll. The factor conducts due diligence by researching your customers' credit and any liens placed against your company. The factor also confirms the legitimacy of your invoice before buying your receivables and advancing cash to you

What We Can Do, That The Others Can't,
To Help You Boost Your Profits and Growth

For Starters, Our program includes
the following features:

Same Day funding on approved invoices
We do not require a long term contract.
97% advance rates; tops in the industry
Credit analysis on new and existing customers
Continuous collection management and
   follow up on factored invoices
Invoice and statement mailing (postage included)
Account status inquiries anytime;
  24/7 online account access.

Up to 97% Advance Rates:

Advance rates are based on overall risk
associated with a particular industry as
well as experience and track record.

We hold reserve accounts to accommodate
industries which typically experience dilution
and that we would otherwise not be able
to service. Advance rates range from
80% to 97% of the gross invoice amount.

Our flexibility allows you to maintain control:

You select accounts you prefer to factor
   on an invoice by invoice basis.
You control total factoring costs by only
,  factoring on an "as needed" basis.

Fee Structures:

Fees are determined based on your industry,
the credit worthiness of your customers,
how quickly your invoices turn, and
monthly factoring volume.

We  provide individualized customer service,
by tailoring our flexible programs to fit the individual
needs of each of our clients. We strive to
be responsive, handling receivables
with speed, efficiency, and a personal touch.

As a client you are assigned one account
administrator who will personally handle
all of your account activity and inquiries.
This gives us the ability to buy your r
eceivables and get the money to
you within 12 to 24 hours.

Having one person look after your account
also makes it easy for you to decide
which invoices you are going to sell and
when you want to sell those invoices.

Our funding is primarily done by
direct deposit or wire.

We have more than 70 years of successful
cash flow and credit management experience,
experience we would love to put to work for you.

To talk with a member of our sales team,
please contact us at:

Toll Free:  800-986-1859

On-Line Factoring
Request Form

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Factoring Information
Factoring Information